kelemen

 Over the past few years, so-called “pandemic boomtowns” like Raleigh, Nashville, and Phoenix emerged as hotbeds of rapid population growth and soaring home prices. These cities attracted remote workers and new residents with their affordable living costs, ample space, and favorable climates. However, as 2025 unfolds, a significant market correction is underway.  Recent data from Zillow reveals that in June, more than one in four homes listed for sale underwent price reductions—the highest share recorded for that month since 2018. This trend is especially pronounced in those pandemic-fueled boomtowns, signaling a notable shift in the housing landscape. Denver leads the nation with a staggering 38.3% of listings seeing price cuts, closely followed by Raleigh at 36.4%, with Dallas, Nashville, and Phoenix each hovering around 35.5%. These figures starkly contrast with the years of relentless price appreciation these markets experienced during the pandemic. The correction reflect...

 In today’s world, choosing the right birth control method has become an essential decision for many individuals, particularly in Western countries where women’s rights continue to evolve. Birth control is not only about preventing unintended pregnancies, but also serves as a symbol of female empowerment and autonomy.  However, with so many options available, deciding which method to use can be overwhelming. Women face the challenge of making an informed choice that not only prevents pregnancy but also minimizes health risks and protects against sexually transmitted infections (STIs). The primary goal of birth control is to prevent sperm from meeting the egg, thereby preventing pregnancy. Different birth control methods work in different ways to achieve this goal. Early birth control options were mostly physical barriers, such as condoms, while modern methods are more focused on hormonal regulation to reduce the chances of pregnancy.  With advancements in science, the ra...

 The rise of artificial intelligence is rewriting the architecture of the internet. But behind the promise of innovation lies a murky reality where the rules of digital engagement are being bent—if not outright broken. A recent report by internet infrastructure powerhouse Cloudflare has accused AI startup Perplexity of systematically scraping content from websites that explicitly forbid such behavior. This isn’t just a tech spat—it’s a flashpoint in the growing debate over how far AI companies can go in their quest for data. According to Cloudflare, Perplexity engaged in large-scale, automated web scraping that disregarded standard protocols like the widely recognized Robots.txt file—a file used by websites to communicate which content is off-limits to bots. While this protocol has historically operated on a gentleman’s agreement basis, it remains a key mechanism for protecting digital content from unauthorized access. Cloudflare's research uncovered that Perplexity not only ignor...

 As the U.S. economy edges cautiously into the second half of 2025, the probability of a recession—once forecasted at 60%—has now been revised down to 40% by institutions such as JPMorgan. While that adjustment may bring a hint of optimism, underlying risks tied to inflation, interest rate pressures, and geopolitical instability continue to cast a long shadow. Amid such economic volatility, investors across the U.S. and Europe are revisiting their financial strategies, seeking practical yet effective ways to grow and protect their wealth—without dramatically changing their daily lifestyle. One of the most underrated yet impactful places to start is with auto insurance. In both the U.S. and Europe, car insurance has become a staple expense, often overpaid due to layered add-ons and vague policy terms. Smart consumers today regularly use comparison platforms to review quotes from major carriers such as Progressive, Allstate, and GEICO. It takes mere minutes to enter basic informatio...

 Since its inception in 1993, the EU Single Market has evolved into the world's second-largest economic bloc. Now encompassing 27 member states—and extending access to countries like Norway, Iceland, and Liechtenstein—it covers a population of over 450 million people and a combined GDP of approximately $18 trillion. For American and European businesses, the EU is far more than a uniform trading zone; it represents a once-in-a-generation opportunity to scale across borders with minimal friction, leveraging unified standards, streamlined legal structures, and robust investment protections. For companies looking to expand across Europe, setting up a European Company (Societas Europaea, or SE) has become a strategic move. The SE is a public limited liability company recognized under EU law, enabling firms to operate across borders under a single legal entity. For example, a U.S. green energy firm recently used this model to establish its headquarters in the Netherlands while operating...

Summer’s heat can be brutal, especially during the Fourth of July celebrations across the U.S. Whether you’re at a barbecue, waiting for fireworks, or just running errands, staying cool is a top priority. Recently, a tiny USB-C-powered fan called the Yoshenmo mini portable fan has been making waves online—and for good reason. At just $8 during the holiday sale, it’s become one of the best budget-friendly gadgets to beat the heat this season. What makes this fan stand out isn’t just the price. It’s the combination of modern tech and practical design. The USB-C charging means you can juice it up quickly from your phone charger, laptop, or even your car’s USB port. Unlike traditional battery-powered fans, this one’s rechargeable, environmentally friendly, and always ready to go. Take Amy, a friend from Chicago, who brought the fan to her neighborhood’s July 4th barbecue. As the sun blazed overhead and people wiped sweat from their brows, Amy pulled out the Yoshenmo fan. It packs quite a...

  Apple’s iPhone 17 is just around the corner this fall, and if you’re like me—or many others—you’re already counting down the days. Even though it won’t officially launch for another two months, rumors about this new model have been swirling for almost a year. People are talking about a revamped selfie camera, faster MagSafe charging, and even new colors like purple or green. There’s even chatter that Apple might switch up its usual once-a-year release schedule to twice a year. But honestly, what most of us are really looking forward to is the iPhone 17’s screen upgrade. The iPhone screen has always been one of Apple’s signature features, and yet, with the iPhone 16, the base model still stuck with a 60Hz refresh rate display—something that feels outdated in 2025. These days, almost every phone out there—even those costing less than $300—come with 90Hz or 120Hz screens, which make scrolling smoother and gaming more immersive. Meanwhile, Apple’s base iPhone has lagged behind, with...